i do not know what a mortgage is.
i heard it in movies and then i saw it mentioned online during the last ten years or so.
i tried to read few times on wikipedia what it is but i do not really care and i keep forgetting.
i know in movies they keep stressfully saying: get a second mortgage.
i do not know what it is.
i do not owe any money.
i got a credit card four years ago and i bought some books and shirts and paid for one dinner.
i owed 300 euros and i paid it off the other day.
that is all i owed.
i own an apartment.
i have a constant cash flow which, i hope, depends only on quality of my work.
i enjoy maintaining that quality so i see no problems.
there is always risk but i think it is minimal.
my blood pressure is perfect.
since i do not even know what a mortgage is, i have no debt, i have minimal stress.
my social and health insurance is paid by family business to which i pay some money back when i remember.
i exercise regularly.
i manage to eat well from time to time.
i have a car, place to live, i eat out, i travel, i have clothes i like and i can entertain myself easily and quickly.
it seems ok.
i was offered stocks ones – i asked for cash.
cash is king.
risk is always there, can not be avoided, but with cash there is less risk.
cash is a brand, an idea, which survived longer than other ideas…
99,9% of people understand and know how to use cash.
therefore it is safer.